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zailaikandiyizhizhujibenyanglaobaoxian。nongmingongjinchengwugong，benyinggaijiaruchengzhenzhigongjibenyanglaobaoxian，danshi：yishi，nongmingongdeliudongxinggao，kenengjingchanggenghuandagongchengshi，suiranyouyanglaobaoxianzhuanyijiexuzhiduqueyinweichengxurengranjiaoweifuzayingxiangleqicanbaojijixing；ershi，nongmingongdezhiyewendingxingbugao，henduonongmingongwugonglinghuo，shenzhimeiyougudingdedanwei（biru，wangyuechesijikenengzaiduogepingtaijiedan）、meiyouqiandinglaodonghetong，suoyiduoshushihoutamenmeiyoujiaonashebaodeyituodanwei。erruguonongmingongyilinghuojiuyeshenfencanjiachengzhenzhigongjibenyanglaobaoxian，youmianlinjiaofeiguogao（jiaofeibiliweigerengongzide20%）dekunjing。yinci，dabufenjinchengwugongdenongmin，rengranshizaihujisuozaidicanjiachengxiangjuminjibenyanglaobaoxian。再(zai)来(lai)看(kan)第(di)一(yi)支(zhi)柱(zhu)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)。(。)农(nong)民(min)工(gong)进(jin)城(cheng)务(wu)工(gong)，(，)本(ben)应(ying)该(gai)加(jia)入(ru)城(cheng)镇(zhen)职(zhi)工(gong)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)，(，)但(dan)是(shi)：(：)一(yi)是(shi)，(，)农(nong)民(min)工(gong)的(de)流(liu)动(dong)性(xing)高(gao)，(，)可(ke)能(neng)经(jing)常(chang)更(geng)换(huan)打(da)工(gong)城(cheng)市(shi)，(，)虽(sui)然(ran)有(you)养(yang)老(lao)保(bao)险(xian)转(zhuan)移(yi)接(jie)续(xu)制(zhi)度(du)却(que)因(yin)为(wei)程(cheng)序(xu)仍(reng)然(ran)较(jiao)为(wei)复(fu)杂(za)影(ying)响(xiang)了(le)其(qi)参(can)保(bao)积(ji)极(ji)性(xing)；(；)二(er)是(shi)，(，)农(nong)民(min)工(gong)的(de)职(zhi)业(ye)稳(wen)定(ding)性(xing)不(bu)高(gao)，(，)很(hen)多(duo)农(nong)民(min)工(gong)务(wu)工(gong)灵(ling)活(huo)，(，)甚(shen)至(zhi)没(mei)有(you)固(gu)定(ding)的(de)单(dan)位(wei)（(（)比(bi)如(ru)，(，)网(wang)约(yue)车(che)司(si)机(ji)可(ke)能(neng)在(zai)多(duo)个(ge)平(ping)台(tai)接(jie)单(dan)）(）)、(、)没(mei)有(you)签(qian)订(ding)劳(lao)动(dong)合(he)同(tong)，(，)所(suo)以(yi)多(duo)数(shu)时(shi)候(hou)他(ta)们(men)没(mei)有(you)缴(jiao)纳(na)社(she)保(bao)的(de)依(yi)托(tuo)单(dan)位(wei)。(。)而(er)如(ru)果(guo)农(nong)民(min)工(gong)以(yi)灵(ling)活(huo)就(jiu)业(ye)身(shen)份(fen)参(can)加(jia)城(cheng)镇(zhen)职(zhi)工(gong)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)，(，)又(you)面(mian)临(lin)缴(jiao)费(fei)过(guo)高(gao)（(（)缴(jiao)费(fei)比(bi)例(li)为(wei)个(ge)人(ren)工(gong)资(zi)的(de)2(2)0%(%)）(）)的(de)困(kun)境(jing)。(。)因(yin)此(ci)，(，)大(da)部(bu)分(fen)进(jin)城(cheng)务(wu)工(gong)的(de)农(nong)民(min)，(，)仍(reng)然(ran)是(shi)在(zai)户(hu)籍(ji)所(suo)在(zai)地(di)参(can)加(jia)城(cheng)乡(xiang)居(ju)民(min)基(ji)本(ben)养(yang)老(lao)保(bao)险(xian)。(。)